Interest Checking

Your money earns money – count on it.

Money sitting around? Not with this checking account. Earn interest instead.

If you're used to keeping a larger balance in your checking account, here's the best way to make it work harder for you. Interest Checking generates dividends simply for keeping money in it.

Earn 0.05% Annual Percentage Yield interest no matter your balance

Visa® Debit Card for easy spending and ATM access

Online Banking & Mobile App with Bill Pay, transfers, card controls, alerts, and more

Free credit score and credit monitoring via Digital Banking

Really, it's in your best interest. While your money grows at our interest rate, you have the anytime access you need to pay bills, transfer funds to other accounts, and keep tabs on everything happening with your personal finances. Plus, when you open Interest Checking, you're eligible to open a My Ultimate Money Market Account, too, to give your savings a boost.

Maintain a $25,000 in combined daily deposit and/or loan balances

 to avoid a $20 monthly service charge*.

Overdraft Privilege is available

for times when you lose track of your account balance1.

Enjoy no-fee transactions at American Eagle, Allpoint, and SUM Networks ATMs

($2 fee otherwise and other institution’s fee may vary).

Add your debit card to your Mobile Wallet

 for quick, secure access to funds.

Cash Back to the Community

Make your spending meaningful

Every time you use your debit card, you’ll help support local nonprofits through our Cash Back to the Community program.

We've Made It Easy to Bank From Anywhere

With our secure digital tools, you can manage your money anytime, anywhere with no lines, no limits, just convenience that fits your schedule.

Pay Bills

Budgeting Tools

Card Controls

Deposit Checks

Apply for a Loan

Open an Account

Get it on Google Play
Download on the App Store
Get it on Google Play
Download on the App Store

Overdraft Protection Options

Life happens. If your account balance isn’t enough to cover a purchase or withdrawal, our overdraft options are designed to help keep things moving - so your transactions can go through smoothly. You have three ways to protect your Interest Checking account:

Overdraft Coverage from Savings

Automatically transfers available funds from your savings account to cover an overdraft.

  • To enroll, log in to Digital Banking, select Transfer & Pay tab, and choose the account to work with or contact our Member Contact Center.

Overdraft Coverage from Visa®

Uses your American Eagle Visa Credit Card to cover overdraft transactions (a cash advance fee applies).

  • To enroll, log in to Digital Banking, select Transfer & Pay tab (on App, Transfer & Pay is under the More option), and choose the account to work with or contact our Member Contact Center.

1Checking Overdraft Privilege

When other coverage options are exhausted, this service is activated for one-time debit card transactions. As long as your account is in good standing, we may honor overdraft transactions up to a maximum limit based on your type of checking account.

  • A $35 fee is assessed for each item. You will have 20 days to bring your account current.
  • To opt in, choose one of these options:
    1. Log in to Digital Banking, select Transfer & Pay tab (on App, Transfer & Pay is under the More option), and choose the account to work with
    2. Contact our Member Contact Center
    3. Regardless of which option you choose, you will submit the Overdraft Privilege Consent Form and review the Overdraft Services Policy

View the Terms and Conditions of all Checking accounts.

Make the most out of your spending and saving

Keep a close eye on your finances with a checking account from American Eagle Financial Credit Union. We serve members across Connecticut and in Hampden County, Massachusetts. Contact us or visit a branch.

Get a checking account that gives more

 I have been banking with American eagle since somewhere around 2006 and I couldn't be happier.
Jimmie G.
Always friendly and very helpful for all my banking needs.
Renee J.

Everything You Need, All in One Place

Digital Banking
Calculators
Investment Services
FAQs
Savings Accounts

Turn a Few Dollars into Long-Term Growth.

*An inactivity fee will be charged monthly for Savings and Checking only, with combined balances in the primary owner’s accounts of $100.00 or less, no activity for 6 consecutive months, account holder is age 22 or older, and not a borrower on a loan. The account will be closed when it reaches $0.00 balance.