Loan Rates
The financial lift you need to soar toward your goals.
A loan to improve your life – a rate that fits your budget.
It's all about possibilities at American Eagle Financial Credit Union. Whether you're buying a vehicle, weekend toy, or need financing for college education and special projects, see how our rates deliver more value for your money.
Auto Loan Rates
|
Model Year
|
Term in Months
|
APR As Low As*
|
|---|---|---|
2025 - 2027 |
1 - 51 |
5.19% |
2025 - 2027 |
52 - 63 |
5.29% |
2025 - 2027 |
64 - 75 |
5.54% |
2025 - 2027 |
76 - 84 |
6.39% |
2025 - 2027 |
85 - 96 |
8.39% |
2023 - 2024 |
1 - 63 |
5.39% |
2023 - 2024 |
64 - 75 |
5.89% |
2023 - 2024 |
76 - 84 |
6.99% |
2021 - 2022 |
1 - 63 |
5.99% |
2021 - 2022 |
64 - 75 |
6.49% |
2021 - 2022 |
76 - 84 |
7.49% |
2019 - 2020 |
1 - 63 |
6.69% |
2019 - 2020 |
64 - 75 |
6.89% |
2017 - 2018 |
1 - 63 |
7.64% |
2017 - 2018 |
64 - 75 |
7.84% |
2016 and Older |
1 - 63 |
7.99% |
*Rate determined by your credit history and term and subject to change without notice. Annual Percentage Rate (APR) includes a 0.25% rate discount with Auto Pay from an AEFCU checking account. Other terms governed by AEFCU Lending Policy. Payment example: $25,000.00 loan at 6.39% APR for 84 months is equal to a monthly payment of $369.91.
Motorcycle Loan Rates
|
Maximum Term
|
APR As Low As*
|
|---|---|
New: 36 Months |
8.25% |
New: 60 Months |
8.75% |
Used: 24 Months |
9.00% |
Used: 48 Months |
9.50% |
*Rate determined by your credit history and term and subject to change without notice. Annual Percentage Rate (APR) includes a 0.25% rate discount with Auto Pay from an AEFCU checking account. Other terms governed by AEFCU Lending Policy. Payment example: $10,000.00 loan at 8.75% APR for 60 months is equal to a monthly payment of $206.37.
Boat & RV Loan Rates
|
Maximum Term
|
APR As Low As*
|
|---|---|
60 Months |
9.85% |
84 Months |
10.35% |
120 Months |
10.85% |
*Rate determined by your credit history and term and subject to change without notice. Annual Percentage Rate (APR) includes a 0.25% rate discount with Auto Pay from an AEFCU checking account. Other terms governed by AEFCU Lending Policy. Payment example: $10,000.00 loan at 9.85% APR for 60 months is equal to a monthly payment of $211.73.
Personal Loan Rates
|
Maximum Term
|
APR As Low As*
|
|---|---|
12 Months |
8.99% |
24 Months |
9.49% |
36 Months |
9.99% |
48 Months |
10.49% |
60 Months |
10.99% |
72 Months |
13.99% |
*Rate determined by your credit history and term and subject to change without notice. Annual Percentage Rate includes a 0.25% rate discount with Auto Pay from an AEFCU checking account. Other terms and conditions may apply as governed by AEFCU Lending Policy. Payment example: $15,000.00 loan at 10.99% APR for 60 months is equal to a monthly payment of $326.06. Excludes refinance of existing American Eagle FCU debt.
Student Loan Rates
|
Product
|
Variable Rate
|
Term in Months
|
Annual Percentage Rate*
|
|---|---|---|---|
5-Year Student Loan |
As low as |
60 |
7.50% |
10-Year Student Loan |
As low as |
120 |
8.00% |
15-Year Student Loan |
As low as |
180 |
9.00% |
*Rate determined by your credit history and term and subject to change without notice. APR is variable and may be increased after closing. Other terms and conditions may apply as governed by American Eagle FCU Lending Policy. Payment example: $30,000.00 loan at 8.00% APR for 120 months is equal to a monthly payment of $363.98. This rate includes an automatic payment deduction from an American Eagle FCU Checking account.
Savings Secured Loan Rates
|
Savings Secured Loan Rates
|
Annual Percentage Rate (APR)*
|
|---|---|
Regular Savings Secured |
Savings Rate +3.25% |
Certificate Secured |
Certificate Rate +3.25% |
*Rates subject to change without notice. Other terms and conditions may apply as governed by AEFCU Lending Policy.
Turn to American Eagle Financial Credit Union for competitive loan rates in Connecticut and Hampden County, Massachusetts. Contact us or visit a branch today.
Flexibility, to reach your goals
Everything You Need, All in One Place
