Home Equity Loans

Your home may be worth more today. Tap into that equity!

Remodeling? Big purchase? Debt consolidation? It's covered under one roof – yours.

And don't stop there with the possibilities. Your home's equity could finance anything you can imagine – all at a competitive rate so you can take on the next big thing in life.

Budget Friendly

Home Equity Loan

When you know how much money you need, a lump-sum loan at a fixed rate could be your best option.

  • Fixed interest rate 
  • Fixed monthly payments


Flexible Financing

Home Equity Line of Credit

When you want more flexibility with your budget, go for a HELOC so you can access the money you need – immediately.

  • Variable interest rate based on U.S. Prime Rate
  • Variable monthly payments based on usage


Both give you access to funds for life's to do list

Home Equity Loans and Home Equity Lines of Credits (HELOCs) give you flexible funds for special occasions, education, vacations, home improvement, debt consolidation and more.  

Resources to Help You Succeed

Discover tools and rates to support your goals.

Financial Education Course
Healthy Financial Habits Online Course

Learn how to develop strong financial habits and stick to them.

Financial Education Course
Home Refinancing Online Couse

Understand how to tap into your home equity for various expenses.

5-Year Fixed (First Lien) rate as low as

5.00% APR*

15-Year Fixed (First Lien) rates as low as

5.75% APR*

5-Year Fixed (Subordinate Lien) rates as low as

6.00% APR*

Home Equity Line of Credit rates as low as

7.00% APR*
View All Home Loan Rates

Loans are subject to credit approval. Other terms and conditions may apply as governed by American Eagle Financial Credit Union Lending Policy. Consult tax advisor regarding tax deductibility.