Account Rates
Keep your eye on the prize! Your savings can soar to new heights with our rates.
With these accounts in hand, your goals are within reach.
Saving for the short-term? The long haul? Whatever you have in mind, there's an American Eagle Financial Credit Union account aligned with your mission. Check out our latest rates on Checking, Savings, Money Markets, IRAs, and Certificates.
Savings Account Rates
|
Account
|
Dividend Rate
|
APY*
|
|---|---|---|
Savings |
0.05% | 0.05% |
Secondary Savings |
0.05% | 0.05% |
*Annual Percentage Yield (APY) is accurate as of date listed above and subject to change after account is opened. Fees may reduce earnings on the account. $1 minimum balance required to open and obtain APY. $5 minimum balance in savings account is necessary to maintain membership.
Checking Account Rates
|
Account
|
Dividend Rate
|
APY*
|
|---|---|---|
Interest Checking |
0.05% | 0.05% |
Small Business Checking |
0.05% | 0.05% |
*Annual Percentage Yield (APY) is accurate as of date listed above and subject to change after account is opened. Fees may reduce earnings on the account. $1 minimum balance required to open and obtain APY.
Money Market Savings Rates
|
Actual Daily Balance
|
Dividend Rate
|
APY*
|
|---|---|---|
Less than $2,000 |
0.05% | 0.05% |
$2,000 - $4,999 |
0.05% | 0.05% |
$5,000 - $9,999 |
0.05% | 0.05% |
$10,000 - $19,999 |
0.05% | 0.05% |
$20,000 - $39,999 |
0.05% | 0.05% |
$40,000 - Over |
0.45% | 0.45% |
My Ultimate Money Market Savings Rates2
|
Actual Daily Balance
|
Dividend Rate
|
APY*
|
|---|---|---|
Less than $2,000 |
0.05% | 0.05% |
$2,000 - $4,999 |
0.05% | 0.05% |
$5,000 - $9,999 |
0.05% | 0.05% |
$10,000 - $19,999 |
0.05% | 0.05% |
$20,000 - $39,999 |
0.05% | 0.05% |
$40,000 - Over |
0.45% | 0.45% |
Money Market Plus Savings Rates3
|
Actual Daily Balance
|
Dividend Rate
|
APY*
|
|---|---|---|
Less than $49,999 |
0.05% | 0.05% |
$50,000 - $99,999 |
0.45% | 0.45% |
$100,000 - Over |
0.50% | 0.50% |
Money Market Promo Rates
|
Actual Daily Balance
|
Dividend Rate
|
APY*
|
|---|---|---|
Less than $2,000 |
0.05% | 0.05% |
$2,000 - Over |
1.98% | 2.00% |
*Annual Percentage Yield (APY) is accurate as of date listed above and subject to change after account is opened. Fees may reduce earnings on the account. Minimum opening deposit is $2,000.
2Interest Checking account required with My Ultimate Money Market Savings account.
3AEFCU Checking account required with Money Market Plus account.
Certificate Rates
|
Account
|
Dividend Rate
|
APY*
|
|---|---|---|
3-Month |
0.15% | 0.15% |
6-Month |
3.69% | 3.75% |
8-Month |
0.15% | 0.15% |
9-Month |
3.69% | 3.75% |
12-Month |
1.64% | 1.65% |
13-Month |
3.45% | 3.50% |
14-Month (Promo) |
0.20% | 0.20% |
15-Month |
0.20% | 0.20% |
18-Month |
3.20% | 3.25% |
18-Month (Bump Up) |
0.20% | 0.20% |
24-Month |
0.30% | 0.30% |
30-Month |
0.50% | 0.50% |
36-Month |
0.60% | 0.60% |
48-Month |
0.60% | 0.60% |
60-Month |
0.75% | 0.75% |
*Annual Percentage Yield (APY) is accurate as of date listed above and subject to change without notice. Minimum balance to open and earn APY is $500. Penalty may be imposed for early withdrawal. Seven-day grace period for withdrawals when account reaches maturity, otherwise automatic renewal will occur.
IRA Savings Rates
|
Account
|
Dividend Rate
|
APY*
|
|---|---|---|
IRA Statement Savings |
0.05% | 0.05% |
*Annual Percentage Yield (APY) is accurate as of date listed above and subject to change after account is opened. Fees may reduce earnings on the account. $1 minimum balance required to open and obtain APY.
IRA Certificate Rates
|
Account
|
Dividend Rate
|
APY*
|
|---|---|---|
3-Month |
0.15% | 0.15% |
6-Month |
3.69% | 3.75% |
8-Month |
0.15% | 0.15% |
9-Month |
3.69% | 3.75% |
12-Month |
1.64% | 1.65% |
13-Month |
3.45% | 3.50% |
14-Month (Promo) |
0.20% | 0.20% |
15-Month |
0.20% | 0.20% |
18-Month |
3.20% | 3.25% |
18-Month (Bump Up) |
0.20% | 0.20% |
24-Month |
0.30% | 0.30% |
30-Month |
0.50% | 0.50% |
36-Month |
0.60% | 0.60% |
48-Month |
0.60% | 0.60% |
60-Month |
0.75% | 0.75% |
*Rates apply to IRA Certificate accounts, including Traditional, Roth, and Education IRAs. Annual Percentage Yield (APY) is accurate as of date listed above and subject to change without notice. Minimum opening deposit for IRA is $500. Penalty may be imposed for early withdrawal. Seven-day grace period for withdrawals when account reaches maturity, otherwise automatic renewal will occur.
Earn steady interest on your account balances with the competitive rates at American Eagle Financial Credit Union. We serve members in Connecticut and Hampden County, Massachusetts.
It's full steam ahead!
Everything You Need, All in One Place