Account Rates

Keep your eye on the prize! Your savings can soar to new heights with our rates.

With these accounts in hand, your goals are within reach.

Saving for the short-term? The long haul? Whatever you have in mind, there's an American Eagle Financial Credit Union account aligned with your mission. Check out our latest rates on Checking, Savings, Money Markets, IRAs, and Certificates.

Savings Account Rates

Effective Date: June 03, 2026
Account
Dividend Rate
APY*

Savings

0.05% 0.05%

Secondary Savings

0.05% 0.05%

*Annual Percentage Yield (APY) is accurate as of date listed above and subject to change after account is opened. Fees may reduce earnings on the account. $1 minimum balance required to open and obtain APY. $5 minimum balance in savings account is necessary to maintain membership.

Checking Account Rates

Effective Date: June 03, 2026
Account
Dividend Rate
APY*

Interest Checking

0.05% 0.05%

Small Business Checking

0.05% 0.05%

*Annual Percentage Yield (APY) is accurate as of date listed above and subject to change after account is opened. Fees may reduce earnings on the account. $1 minimum balance required to open and obtain APY.

Money Market Savings Rates

Effective Date: June 03, 2026
Actual Daily Balance
Dividend Rate
APY*

Less than $2,000

0.05% 0.05%

$2,000 - $4,999

0.05% 0.05%

$5,000 - $9,999

0.05% 0.05%

$10,000 - $19,999

0.05% 0.05%

$20,000 - $39,999

0.05% 0.05%

$40,000 - Over

0.45% 0.45%

My Ultimate Money Market Savings Rates2

Effective Date: June 03, 2026
Actual Daily Balance
Dividend Rate
APY*

Less than $2,000

0.05% 0.05%

$2,000 - $4,999

0.05% 0.05%

$5,000 - $9,999

0.05% 0.05%

$10,000 - $19,999

0.05% 0.05%

$20,000 - $39,999

0.05% 0.05%

$40,000 - Over

0.45% 0.45%

Money Market Plus Savings Rates3

Effective Date: June 03, 2026
Actual Daily Balance
Dividend Rate
APY*

Less than $49,999

0.05% 0.05%

$50,000 - $99,999

0.45% 0.45%

$100,000 - Over

0.50% 0.50%

Money Market Promo Rates

Effective Date: June 03, 2026
Actual Daily Balance
Dividend Rate
APY*

Less than $2,000

0.05% 0.05%

$2,000 - Over

1.98% 2.00%

*Annual Percentage Yield (APY) is accurate as of date listed above and subject to change after account is opened. Fees may reduce earnings on the account. Minimum opening deposit is $2,000.

2Interest Checking account required with My Ultimate Money Market Savings account.

3AEFCU Checking account required with Money Market Plus account.

Certificate Rates

Effective Date: June 03, 2026
Account
Dividend Rate
APY*

3-Month

0.15% 0.15%

6-Month

3.69% 3.75%

8-Month

0.15% 0.15%

9-Month

3.69% 3.75%

12-Month

1.64% 1.65%

13-Month

3.45% 3.50%

14-Month (Promo)

0.20% 0.20%

15-Month

0.20% 0.20%

18-Month

3.20% 3.25%

18-Month (Bump Up)

0.20% 0.20%

24-Month

0.30% 0.30%

30-Month

0.50% 0.50%

36-Month

0.60% 0.60%

48-Month

0.60% 0.60%

60-Month

0.75% 0.75%

*Annual Percentage Yield (APY) is accurate as of date listed above and subject to change without notice. Minimum balance to open and earn APY is $500. Penalty may be imposed for early withdrawal.  Seven-day grace period for withdrawals when account reaches maturity, otherwise automatic renewal will occur.

IRA Savings Rates

Effective Date: June 03, 2026
Account
Dividend Rate
APY*

IRA Statement Savings

0.05% 0.05%

*Annual Percentage Yield (APY) is accurate as of date listed above and subject to change after account is opened. Fees may reduce earnings on the account. $1 minimum balance required to open and obtain APY. 

IRA Certificate Rates

Effective Date: June 03, 2026
Account
Dividend Rate
APY*

3-Month

0.15% 0.15%

6-Month

3.69% 3.75%

8-Month

0.15% 0.15%

9-Month

3.69% 3.75%

12-Month

1.64% 1.65%

13-Month

3.45% 3.50%

14-Month (Promo)

0.20% 0.20%

15-Month

0.20% 0.20%

18-Month

3.20% 3.25%

18-Month (Bump Up)

0.20% 0.20%

24-Month

0.30% 0.30%

30-Month

0.50% 0.50%

36-Month

0.60% 0.60%

48-Month

0.60% 0.60%

60-Month

0.75% 0.75%

*Rates apply to IRA Certificate accounts, including Traditional, Roth, and Education IRAs. Annual Percentage Yield (APY) is accurate as of date listed above and subject to change without notice. Minimum opening deposit for IRA is $500. Penalty may be imposed for early withdrawal. Seven-day grace period for withdrawals when account reaches maturity, otherwise automatic renewal will occur. 

Earn steady interest on your account balances with the competitive rates at American Eagle Financial Credit Union. We serve members in Connecticut and Hampden County, Massachusetts.

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What truly sets American Eagle apart is the personal treatment. I’m not just a customer—I’m treated like family. That’s why I’ve stayed loyal for so long. Thank you to Bianca and the entire team for consistently delivering outstanding service.
Ping
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