Personal Loans

Your needs are our priority. It's the perfect match.

A Special Personal Loan Offer for You 

Rates as low as 6.99% APR**

A Special Personal Loan Offer for You 

Rates as low as 6.99% APR**

Get the money you need right on time, at a rate you'll like.

Life comes calling – expenses pop up, car needs repair, you need some relief. Bring us your story, and we'll help you find a Personal Loan to take care of things.

Borrow money at our competitive rate

Take up to 72 months to repay your loan

Borrow up to $30,000

Quick and easy application process

No shortage of ways you can put our Personal loan to good use.

Use our Personal Loan Calculator to see what term is right for you.

Things happen and we have insurance that can cover you.

Get loan payment coverage in the case of unexpected events.

Simple application means you get your money quicker.

Apply for a personal loan online.

Resources to Help You Succeed

Discover tools and rates to support your goals.

Financial Education Course
Financial Education - Credit Tools for Success

Build your financial knowledge to ensure financial freedom in the future.

Calculator
Loan Payoff Calculator

Before you take a loan see how long it will take you to pay off.

12 Month rates as low as

8.99% APR*

36 Month rates as low as

9.99% APR*

60 Month rates as low as

10.99% APR*
Effective Date: July 13, 2026
Maximum Term
APR As Low As*

12 Months

 8.99%

24 Months

 9.49%

36 Months

 9.99%

48 Months

 10.49%

60 Months

 10.99%

72 Months

 13.99%

It's all about empowering your finances. See if a Personal Loan is right for you.

At American Eagle Financial Credit Union, applying for a loan is easy for our valued members in Connecticut and Hampden County, Massachusetts. Contact us or visit a branch today.

You're one step closer to your goal

I’ve been a proud member of American Eagle for many years, and my recent experience with your loan representative was truly exceptional. I applied for a personal loan to help with debt consolidation and home improvements, and the process couldn’t have been more seamless.
Mary J.
I’m incredibly grateful for how smooth the experience was and for the peace of mind this personal loan brings to me and my household. Thank you for making what I thought would be a complicated process so simple and reassuring!
Ally
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Everything You Need, All in One Place

Financial Education
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Fast, simple ways to pay your bills.

Calculators
Make an Appointment
A Special Personal Loan Offer for You

Say Yes to What’s Next

Rates as low as 6.99% APR**

Loans are subject to credit approval. Other terms governed by American Eagle Financial Credit Union Lending Policy.

*Rate determined by your credit history and term and subject to change without notice. Annual Percentage Rate includes a 0.25% rate discount with Auto Pay from an AEFCU checking account. Other terms and conditions may apply as governed by AEFCU Lending Policy. Payment example: $15,000.00 loan at 10.99% APR for 60 months is equal to a monthly payment of $327.58. Excludes refinance of existing American Eagle FCU debt.

**APR= Annual Percentage Rate based on credit score and term of loan. Fixed rates effective June 1, 2026 through October 31, 2026. Programs, rates, terms, and conditions are subject to change without notice. Subject to credit approval. AEFCU Membership required and lowest published rate includes 0.25% rate discount for automatic payment from an AEFCU Checking account. Payment example: $5,000.00 loan at 6.99% APR for 24 months is equal to a monthly payment of $223.84. Other rates and terms available. Excludes refinance of existing American Eagle FCU debt. Other terms and conditions may apply as governed by American Eagle Financial Credit Union Lending Policy.