Personal Loans

Your needs are our priority. It's the perfect match.

Get the money you need right on time, at a rate you'll like.

Life comes calling – expenses pop up, car needs repair, you need some relief. Bring us your story, and we'll help you find a Personal Loan to take care of things.

Borrow money at our competitive rate

Take up to 72 months to repay your loan

Borrow up to $30,000

Quick and easy application process

No shortage of ways you can put our Personal loan to good use.

Use our Personal Loan Calculator to see what term is right for you.

Things happen and we have insurance that can cover you.

Get loan payment coverage in the case of unexpected events.

Simple application means you get your money quicker.

Apply for a personal loan online.

Resources to Help You Succeed

Discover tools and rates to support your goals.

Financial Education Course
Financial Education - Credit Tools for Success

Build your financial knowledge to ensure financial freedom in the future.

Calculator
Loan Payoff Calculator

Before you take a loan see how long it will take you to pay off.

Effective Date: June 23, 2026
Maximum Term
APR As Low As*

12 Months

8.99%

24 Months

9.49%

36 Months

9.99%

48 Months

10.49%

60 Months

10.99%

72 Months

13.99%

It's all about empowering your finances. See if a Personal Loan is right for you.

At American Eagle Financial Credit Union, applying for a loan is easy for our valued members in Connecticut and Hampden County, Massachusetts. Contact us or visit a branch today.

You're one step closer to your goal

I’ve been a proud member of American Eagle for many years, and my recent experience with your loan representative was truly exceptional. I applied for a personal loan to help with debt consolidation and home improvements, and the process couldn’t have been more seamless.
Mary J.
I’m incredibly grateful for how smooth the experience was and for the peace of mind this personal loan brings to me and my household. Thank you for making what I thought would be a complicated process so simple and reassuring!
Ally

Everything You Need, All in One Place

Secured Credit Card

Your Path to Stronger Credit Starts Here

Loans are subject to credit approval. Other terms governed by American Eagle Financial Credit Union Lending Policy.

*Rate determined by your credit history and term and subject to change without notice. Annual Percentage Rate includes a 0.25% rate discount with Auto Pay from an AEFCU checking account. Other terms and conditions may apply as governed by AEFCU Lending Policy. Payment example: $15,000.00 loan at 10.99% APR for 60 months is equal to a monthly payment of $327.58. Excludes refinance of existing American Eagle FCU debt.