Home Loan Rates

*Annual Percentage Rate (APR) is determined by your credit history and term of loan.  Program, rates and terms are subject to change without notice.  Subject to credit approval.  Other terms governed by AEFCU Lending Policy. Payment example: $240,000 Loan at 6.125% for 360 months is equal to a monthly payment of $1,457.49. This payment does not include taxes or insurance. APR assumes a 30% down payment. Mortgage loans with a loan to value in excess of 80% require Private Mortgage Insurance (PMI) and escrow of real estate taxes and homeowners insurance.  Consult tax advisor regarding tax deductibility.

Property types: 1-4 unit dwellings, condominiums (attached or detached), and PUD's (attached or detached), located in Connecticut or Massachusetts. Minimum loan amount = $50,000. Maximum loan amount = $2MM. Call 860.568.2020, ext. 5105 for rates and details.

*Annual Percentage Rate (APR) is determined by your credit history and term of loan. Program, rates and terms are subject to change without notice. Subject to credit approval. Other terms governed by AEFCU Lending Policy. Payment example: $240,000 Loan at 5.375% for 360 months is equal to a monthly payment of $1,343.18. This payment does not include taxes or insurance. APR assumes a 30% down payment. Mortgage loans with a loan to value in excess of 80% require Private Mortgage Insurance (PMI) and escrow of real estate taxes and homeowners insurance. Consult tax advisor regarding tax deductibility.

Adjustable Rate Mortgages Rates are subject to increase or decrease after closing. Changes in the index may cause your monthly payment to change. Ask us about our index and margins. Variable rate shown above may include initial discount or premium.

Property types: 1-4 unit dwellings, condominiums (attached or detached), and PUD's (attached or detached), located in Connecticut or Massachusetts. Minimum loan amount = $50,000. Maximum loan amount = $2MM. Call 860.568.2020, ext. 5105 for rates and details.

*Rate determined by your credit history and term and subject to change without notice. Subject to credit approval. Program, rates, terms and conditions are subject to change without notice. Other terms governed by AEFCU Lending Policy. Consult tax advisor regarding tax deductibility. Payment Example: $10,000 Loan at 5.00% APR at 60 months is equal to a monthly payment of $188.71. This payment does not include taxes or insurance.

Ɨ Property types: 1-4 unit dwellings, condominiums (attached or detached), and PUD's (attached or detached), located in Connecticut or Massachusetts. Minimum loan amount = $10,000. Maximum loan amount = $500,000. Rate assumes that loan is a first lien and a combined loan to value (CLTV) of up to 85%. Loans for subordinate liens with CLTVs up to or over 85% available. Call 860.568.2020, ext. 5105 for rates and details.

*Rate determined by your credit history and term and subject to change without notice. Subject to credit approval. Program, rates, terms and conditions are subject to change without notice. Other terms governed by AEFCU Lending Policy. Consult tax advisor regarding tax deductibility. Payment Example: $10,000 Loan at 6.00% APR at 60 months is equal to a monthly payment of $193.33. This payment does not include taxes or insurance.

Ɨ Property types: 1-4 unit dwellings, condominiums (attached or detached), and PUD's (attached or detached), located in Connecticut or Massachusetts. Minimum loan amount = $10,000. Maximum loan amount = $500,000. Rate assumes that loan is a subordinate lien and a combined loan to value (CLTV) of up to 85%. Loans for subordinate liens with CLTVs up to or over 85% available. Call 860.568.2020, ext. 5105 for rates and details.

Ɨ APR = Annual Percentage Rate. The Prime Rate is published by The Wall Street Journal. The Prime Rate is variable and as it changes, the APR on your line of credit will also change. APR is determined by adding the prime rate plus a margin. The margin is based on credit history and term of loan. (Prime Rate is 6.75% as of December 10, 2025.) APR may increase after closing due to changes in the Prime Rate. Offer subject to credit approval and borrower eligibility. Programs, rates, terms and conditions are subject to change without notice. APR assumes a combined loan to value (CLTV) of up to 85% and platinum credit score 760 or above. Maximum APR that will apply during the life of the loan is 18%. Floor rate is 3.49%. Minimum loan amount = $10,000. Maximum loan amount = $500,000. Inactivity fee of $32 applies if the line of credit is not used in any 12 month period. AEFCU membership required. Other terms and conditions may apply as governed by American Eagle Financial Credit Union Lending Policy. Consult a tax advisor regarding the deductibility of interest.