Checking Accounts

Find a good fit for your financial journey.

Open a checking account that checks all your boxes.

You know what you want in a checking account – and it's not a one-size-fits-all answer. That's why we give you plenty of options at American Eagle Financial Credit Union.

Our Most Popular Account

Everyday Checking

This account provides all the tools you need to manage money – without slowing you down.

Keeping a Larger Balance?

Interest Checking

Put that money to work earning interest in this account.

No Surprises. Plenty of Support.

Simple Checking

Simple Checking gets you off to a good start so you can establish your finances.

Freedom and Independence

Student Checking

It's what you want in life – and your checking account.

Select the accounts you want to compare
Everyday Checking

A hassle-free account for your daily needs

Interest Checking

Earn interest, no matter your balance

Simple Checking

Safe, affordable option, no surprise fees

Student Checking

Tailored to young adults, ages 13-22

$1.00

$1.00

$1.00

$1.00

$0.00*

$20.00*

$5.00*

$0.00*

No-fee transactions at American Eagle, Allpoint, and SUM Networks; otherwise $2.00. Other institution’s fee may vary.

No-fee transactions at American Eagle, Allpoint, and SUM Networks; otherwise $2.00. Other institution’s fee may vary.

No-fee transactions at American Eagle, Allpoint, and SUM Networks; otherwise $2.00. Other institution’s fee may vary.

No-fee transactions at American Eagle, Allpoint, and SUM Networks; otherwise $2.00. Other institution’s fee may vary.

None

$25,000 in combined daily deposit and/or loan balances

None

None

Yes

Register for Digital Banking

Yes

Register for Digital Banking

Yes

Register for Digital Banking

Yes

Register for Digital Banking

Yes

A portion of every purchase goes back to Community.

Yes

A portion of every purchase goes back to Community.

Yes

A portion of every purchase goes back to Community. Reduced debit card limit.

Yes

A portion of every purchase goes back to Community. Reduced debit card limit.

Our most popular account!

Members with this account are eligible for My Ultimate Money Market Account.

Personal checks aren’t offered with this account. Bank checks can be purchased, as needed, in any American Eagle branch.

Parent, legal guardian, or adult family member (age 18 or over) required as joint owner if between ages of 13-17.

Cash Back to the Community

Make your spending meaningful

Every time you use your debit card, you’ll help support local nonprofits through our Cash Back to the Community program.

We've Made It Easy to Bank From Anywhere

With our secure digital tools, you can manage your money anytime, anywhere with no lines, no limits, just convenience that fits your schedule.

Pay Bills

Budgeting Tools

Card Controls

Deposit Checks

Apply for a Loan

Open an Account

Get it on Google Play
Download on the App Store
Get it on Google Play
Download on the App Store

Resources to Help You Succeed

Discover tools and rates to support your goals.

Financial Education Course
Healthy Financial Habits Online Course

Learn how to develop strong financial habits and stick to them.

Financial Education Course
Checking Account Basics Online Course

Know the basics of good checking account habits, overcome challenges and resolve overdrafts.

*An inactivity fee will be charged monthly for Savings and Checking only, with combined balances in the primary owner’s accounts of $100.00 or less, no activity for 6 consecutive months, account holder is age 22 or older, and not a borrower on a loan. The account will be closed when it reaches $0.00 balance.

**Checking Overdraft Privilege is activated for one-time debit card transactions after other coverage is exhausted. As long as your account is in good standing, we may honor overdraft transactions up to a maximum limit based on your type of checking account. A $35 fee is assessed for each item. You will then have 20 days to bring your account current. To apply, submit an Overdraft Privilege Opt-in form and read our Overdraft Services Consent and Discretionary Policy on digital banking or contact our Member Contact Center.

View the Terms and Conditions of all Checking accounts.