Everyday Checking

Enjoy everyday financial freedom with our most popular checking account.

Everyday checking that works for you.

All the access. None of the hassle. Skip the complicated requirements. Just the tools you need to manage your money—your way, everyday.

No monthly service charge*

Visa® Debit Card for easy spending and ATM access

Online Banking & Mobile App with Bill Pay, transfers, card controls, alerts, and more

Free credit score and credit monitoring via Digital Banking

The right checking account empowers your finances, giving you the freedom to manage money the way you want with anytime access. That's what you'll get with Everyday Checking from American Eagle Financial Credit Union. We designed this account to be the perfect complement to your personal finances.

Overdraft Privilege is available

for times when you lose track of your account balance1.

Enjoy no-fee transactions at American Eagle, Allpoint, and SUM Networks ATMs

($2 fee otherwise and other institution’s fee may vary).

Only $1 to open

 and no minimum balance.

Add your debit card to your Mobile Wallet

 for quick, secure access to funds.

Cash Back to the Community

Make your spending meaningful

Every time you use your debit card, you’ll help support local nonprofits through our Cash Back to the Community program.

We've Made It Easy to Bank From Anywhere

With our secure digital tools, you can manage your money anytime, anywhere with no lines, no limits, just convenience that fits your schedule.

Pay Bills

Budgeting Tools

Card Controls

Deposit Checks

Apply for a Loan

Open an Account

Get it on Google Play
Download on the App Store
Get it on Google Play
Download on the App Store

Overdraft Protection Options

Life happens. If your account balance isn’t enough to cover a purchase or withdrawal, our overdraft options are designed to help keep things moving - so your transactions can go through smoothly. You have three ways to protect your Everyday Checking account:

Overdraft Coverage from Savings

Automatically transfers available funds from your savings account to cover an overdraft.

  • To enroll, log in to Digital Banking, select Transfer & Pay tab, and choose the account to work with or contact our Member Contact Center.

Overdraft Coverage from Visa®

Uses your American Eagle Visa Credit Card to cover overdraft transactions (a cash advance fee applies).

  • To enroll, log in to Digital Banking, select Transfer & Pay tab (on App, Transfer & Pay is under the More option), and choose the account to work with or contact our Member Contact Center.

1Checking Overdraft Privilege

When other coverage options are exhausted, this service is activated for one-time debit card transactions. As long as your account is in good standing, we may honor overdraft transactions up to a maximum limit based on your type of checking account.

  • A $35 fee is assessed for each item. You will have 20 days to bring your account current.
  • To opt in, choose one of these options:
    1. Log in to Digital Banking, select Transfer & Pay tab (on App, Transfer & Pay is under the More option), and choose the account to work with
    2. Contact our Member Contact Center
    3. Regardless of which option you choose, you will submit the Overdraft Privilege Consent Form and review the Overdraft Services Policy

View the Terms and Conditions of all Checking accounts.

Make the most out of your spending and saving

Keep a close eye on your finances with a checking account from American Eagle Financial Credit Union. We serve members across Connecticut and in Hampden County, Massachusetts. Contact us or visit a branch.

The Everyday Account That Does More

Your life moves fast. Your checking account should keep up. With Everyday Checking, you can pay bills, move money, get paid early, and support your community - all from the palm of your hand.

 I have been banking with American eagle since somewhere around 2006 and I couldn't be happier.
Jimmie G.
Always friendly and very helpful for all my banking needs.
Renee J.
View All Testimonials

Everything You Need, All in One Place

Digital Banking
Calculators
Financial Education
FAQs
Savings Accounts

Turn a Few Dollars into Long-Term Growth.

*An inactivity fee will be charged monthly for Savings and Checking only, with combined balances in the primary owner’s accounts of $100.00 or less, no activity for 6 consecutive months, account holder is age 22 or older, and not a borrower on a loan. The account will be closed when it reaches $0.00 balance.