CashPlease® Loan

Life happens. We’re here to help.

Unexpected expenses don't always wait for payday.

Whether it's an unexpected bill, car repair, or medical expense, a CashPlease Loan from American Eagle Financial Credit Union offers a convenient way to access affordable short-term funds without turning to high-cost alternatives.

Borrow up to $2,000 (subject to eligibility restrictions)

No credit report review*

Cash in your account within 24 business hours or less

Fast Funding, Designed to Help

Cover short-term needs without the stress. Quick, easy, and built to help—not hold you back.

A Better Way to Borrow

Save big on fees! No application fees or prepaid finance fees. Get started today.

Relationship Based

Approval based on your checking relationship with American Eagle, not credit score. 

CashPlease Loan Frequently Asked Questions

When you apply for a loan and agree to the disclosures, you’ll see a screen showing the maximum loan amount available to you. You’ll then be asked to request an amount equal to or less than this maximum.

Once you are approved for a CashPlease Loan, funds will be credited to your checking account in 24 business hours or less.

If you choose the “Easy Pay” option, payment is automatically deducted from your account on the due date(s). If not, you may make your payment online through online or mobile banking, or you may visit an American Eagle Financial Credit Union branch in person.

  • Must be an American Eagle Financial Credit Union member
  • Have an eligible checking account open for at least 120 days
  • Not already have an active CashPlease Loan
  • Wait at least 1 full day after paying off a prior CashPlease Loan
  • Not have more than three CashPlease Loans during a six-month period
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Effective Date: September 16, 2026
Term in Months
Annual Percentage Rate (APR)*

6

 24.99%

*Loan subject to underwriting approval, ability-to-repay requirements, and applicable eligibility criteria. Additional terms and conditions apply. Annual Percentage Rate (APR) includes a 0.25% rate discount with Auto Pay from an AEFCU checking account. Payment example: $250.00 loan at 24.74% APR for 6 months is equal to a monthly payment of $44.72.