Residential Mortgages

Dreaming of a home? Our loans can make it reality.

Purchase or refinance with confidence – we have the tools you need.

Your home tells your family's story. When you're ready to buy or want to refinance, start your next chapter with American Eagle Financial Credit Union.

Competitive rates with low closing costs

Special programs available for first-time homebuyers

Get pre-qualified for your mortgage before choosing a home

Local decision and funding

Fixed or Adjustable, Your Call

Fixed and Adjustable Rate Mortgages

These are our most popular mortgages, giving you the option to lock in a rate that remains unchanged for the full term of your loan or choose one that adjusts. You can also lock in your rate while you shop.

  • Choose from fixed-rate mortgages with terms of 15, 20, or 30 years 
  • Choose adjustable-rate mortgages that feature rates for a period of time before adjusting
  • ARMs include 10 years/6 months, 7 years/6 months, or 5 years/5 years
Large Loans, Local Expertise

Jumbo Mortgage

A growing family that needs more room? Moving to a neighborhood with higher housing values? Refinancing a loan? American Eagle's Jumbo Mortgages are the right-sized home loan for your needs.

  • As little as 5% down payment required on mortgages under $1.5 million
  • 60-day rate locks available
Homeownership Made More Accessible

FHA Loan Options & Benefits

Federal Housing Administration (FHA) loans, backed by the federal government, make homebuying more accessible with lower down payments and flexible credit requirements.

  • As little as 3.5% down payment
  • Flexible credit guidelines
  • Gift funds allowed

Connect with an American Eagle Mortgage Loan Officer today to learn more.

Your Home Journey Starts with a Conversation

See how much home you can afford, and how long it will take you to pay off your mortgage

Make your dream of buying a home a reality when you apply for a mortgage with American Eagle Financial Credit Union. We serve members in Connecticut and Hampden County, Massachusetts.

Welcome to your home sweet home loan

Your staff went above and beyond to make my banking needs smooth and stress-free. Their dedication and kindness truly reflect the values of American Eagle. If anyone ever asks me about this credit union, they’ll hear nothing but glowing reviews. I couldn’t be happier with the service I received.
Robert P.
Your team in Glastonbury is amazing. The Assistant Manager personally called me each morning with updates, walking me through new steps and relaying information with clarity and compassion. Her dedication, expertise, and genuine care made me feel not just like a member but a valued part of the American Eagle community.
Gabby F.
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Because Your Home Deserves the Best

Loans are subject to credit approval. Other terms and conditions may apply as governed by American Eagle Financial Credit Union Lending Policy. 

Payment Example: $250,000 Loan at 6.00% for 360 months is equal to a monthly payment of $1,498.88. This payment does not include taxes or insurance.