Purchase or refinance with confidence – we have the tools you need.
Your home tells your family's story. When you're ready to buy or want to refinance, start your next chapter with American Eagle Financial Credit Union.
Competitive rates with low closing costs
Special programs available for first-time homebuyers
Get pre-qualified for your mortgage before choosing a home
Local decision and funding
Fixed and Adjustable Rate Mortgages
These are our most popular mortgages, giving you the option to lock in a rate that remains unchanged for the full term of your loan or choose one that adjusts. You can also lock in your rate while you shop.
- Choose from fixed-rate mortgages with terms of 15, 20, or 30 years
- Choose adjustable-rate mortgages that feature rates for a period of time before adjusting
- ARMs include 10 years/6 months, 7 years/6 months, or 5 years/5 years
Jumbo Mortgage
A growing family that needs more room? Moving to a neighborhood with higher housing values? Refinancing a loan? American Eagle's Jumbo Mortgages are the right-sized home loan for your needs.
- As little as 5% down payment required on mortgages under $1.5 million
- 60-day rate locks available
FHA Loan Options & Benefits
Federal Housing Administration (FHA) loans, backed by the federal government, make homebuying more accessible with lower down payments and flexible credit requirements.
- As little as 3.5% down payment
- Flexible credit guidelines
- Gift funds allowed
Connect with an American Eagle Mortgage Loan Officer today to learn more.
Your Home Journey Starts with a Conversation
See how much home you can afford, and how long it will take you to pay off your mortgage
Make your dream of buying a home a reality when you apply for a mortgage with American Eagle Financial Credit Union. We serve members in Connecticut and Hampden County, Massachusetts.
Welcome to your home sweet home loan
Frequently Asked Questions
Contact our Mortgage Officers.
To complete your mortgage application, please have these items handy.
- Address for last two years
- Employment for last two years
- Pay stub (recent)
- W-2 forms for past two years
- Federal tax returns for last two years (if self-employed)
- Account statement (recent)- proof of funds for downpayment and/or closing costs
We offer a quick and easy pre-approval process to help you get started right away.
Contact our Mortgage Officers.
To complete your mortgage application, please have these items handy.
- Address for last two years
- Employment for last two years
- Pay stub (recent)
- W-2 forms for past two years
- Federal tax returns for last two years (if self-employed)
- Account statement (recent)- proof of funds for downpayment and/or closing costs
We offer a quick and easy pre-approval process to help you get started right away.
Everything You Need, All in One Place
Loans are subject to credit approval. Other terms and conditions may apply as governed by American Eagle Financial Credit Union Lending Policy.
Payment Example: $250,000 Loan at 6.00% for 360 months is equal to a monthly payment of $1,498.88. This payment does not include taxes or insurance.