First-Time Home Buyer Mortgages

Your first home starts here. Time to live your dream.

Opening the door to your first home.

Buying your first home is a lifetime achievement, a major milestone. Saving up for a down payment, though, can take many years. We can provide all the guidance you need while speeding up the homebuying process for homeownership in Connecticut and Massachusetts with competitive rates and a convenient application process.

As low as 3% down payment

$1,000 credit toward closing costs

Fixed-rate options

Up to a 60-day rate lock

Yes, it's called a First-Time Home Buyer Mortgage, but you can qualify for this special program as long as you haven't owned a home in the previous three years. At American Eagle Financial Credit Union, we believe that helping people buy their own homes strengthens our communities and improves our quality of life. So when you're ready to open the door to a new chapter in your life, we're there to greet you.

Online Courses

Homebuying 101 Course

Explore ways to help build personal and financial readiness for homeownership with our partners at Greenpath Financial Wellness ™.

Your Journey Starts Here

Meet A Mortgage Officer

Find a mortgage officer who will take the time to understand your needs and will get you into a home loan that fits. 

Find Financial Freedom

Expertise and Advice for You

Join one of our seminars as industry experts offer advice and tools to help you along your financial journey.

See how much home you can afford, and how long it will take you to pay off your mortgage

Make your dream of buying a home a reality when you apply for a mortgage with American Eagle Financial Credit Union. We serve members in Connecticut and Hampden County, Massachusetts.

Here's to a great start

Your staff went above and beyond to make my banking needs smooth and stress-free. Their dedication and kindness truly reflect the values of American Eagle. If anyone ever asks me about this credit union, they’ll hear nothing but glowing reviews. I couldn’t be happier with the service I received.
Robert P.
Your team in Glastonbury is amazing. The Assistant Manager personally called me each morning with updates, walking me through new steps and relaying information with clarity and compassion. Her dedication, expertise, and genuine care made me feel not just like a member but a valued part of the American Eagle community.
Gabby F.
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Everything You Need, All in One Place

Mortgage Loans
Make a Payment
Calculators
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Home Insurance

Because Your Home Deserves the Best

First-Time Home Buyer mortgage is subject to credit approval. Other terms and conditions may apply as governed by American Eagle Financial Credit Union Lending Policy. Payment Example: $250,000 Loan at 6.00% for 360 months is equal to a monthly payment of $1,498.88. This payment does not include taxes or insurance.