*APR = Annual Percentage Rate. Promotional offer is subject to available credit limit. Promotional APR is available on all existing consumer American Eagle FCU Visa cards (Business Credit Cards Excluded). Rates are valid on balance transfers submitted January 1, 2020, through March 31, 2020, and will remain in effect for 12 months from date of transfer. After 12 months, you will be charged your Standard variable APR on the remaining balance.  APR is variable and varies with the marked based on the U.S. Prime Rate.  The account must remain in good standing throughout the promotional period to continue the promotional rate. A balance transfer fee of 3% will apply ($10 minimum).  Any balance transfer requested for an amount above your available credit limit may be declined. To avoid paying interest on new purchases, you must pay your entire balance (including balance transfers) each month by the due date. You may not pay off any AEFCU loans or credit card balances with this balance transfer option. This offer may be withdrawn at any time without notice. For further information regarding your account terms, please refer to your Cardholder Agreement and any subsequent change in terms.