Article

ATM Fee Free Network

AEFCU debit and ATM cards can use Allpoint and SUM network ATMs to avoid a surcharge and the $2.00 ATM withdrawal fee.

Allpoint and SUM participating ATMs can be located via our website or app by using the ATM locator.

SURCHARGE-FREE ALLPOINT ATM NETWORK

American Eagle FCU participates in the Allpoint Network to provide members with surcharge-free transactions at over 50,000 ATMs worldwide, including 38,000 ATMs across the United States, and 2,400 ATMs throughout New England.

Where can I find an Allpoint ATM?

Allpoint ATMs are located in popular retailers including Target, CVS, Rite Aid, Walgreens, Costco, Hess, Sunoco, and others. In fact, one in every 12 ATMs in America is an Allpoint ATM. Participating ATMs are branded with the distinctive green Allpoint logo. You can use the Allpoint ATM locator or download the free Allpoint mobile app for smartphone users. Members will continue to have access to surcharge-free ATMs through the SUM Network.

SURCHARGE-FREE SUM ATM NETWORK

American Eagle FCU participates in the surcharge-free SUM ATM network.

You can find a list of participating surcharge-free ATMs at www.sum-atm.com

What is an ATM surcharge?

A "surcharge-fee" (also known as a convenience fee), is the fee the owner of the ATM assesses to all foreign cardholders (not a cardholder of the institution owning the ATM). The surcharge fee at most ATMs is between $1.50 and $3.00 and displayed on your transaction receipt. This is the fee that will be waived for American Eagle FCU ATM and Debit cardholders.

Due to technical limitations at certain ATMs, the surcharge fee message may appear at some Allpoint ATMs. Just continue with the transaction and select "YES" when prompted. The surcharge fee will NOT appear on your transaction receipt.

What is an ATM service fee?

Some financial institutions charge a "service fee" or "foreign ATM fee" to their own cardholders when they use an ATM that is owned by another organization. This service fee is not affected by our participation in the Allpoint Network.