Overdraft Privilege

Overdraft Privilege is a service that allows us to pay debit card transactions when an oversight causes you to not have enough money in your checking account, saving you the inconvenience and embarrassment of denied transactions. Per federal regulations, we must ask your permission to provide Overdraft Privilege, so you'll want to read our Overdraft Services Consent Form and Discretionary Policy before you opt in using the form below. Here are some high-level points to consider.

• Overdrafts are covered at our discretion
• A $35 overdraft fee applies to each transaction we cover, but you don't pay a fee for keeping Overdraft Privilege active on your account
• If you don't opt in for Overdraft Privilege, debit card transactions will be declined automatically when you lack sufficient funds
• You'll have 30 days to bring your account current after using Overdraft Privilege

Ready to opt in?

Opting in is easy – log in to your Online Banking account, go to Profiles & Settings and select Secure Forms 

NOTE: If you have more than one checking account you are opting in for, please submit separate forms for each checking account.