1. Dormant fee charged annually for a Checking account that has not had activity in one(1) year or more and has a balance less than $100.00. The account will be closed when it reaches $0.00 balance. Inactivity fee charged monthly for Savings and Checking only, with combined balances of less than $100.00, no activity for six (6) consecutive months, account holder is age 22 or older, and account holder is not a borrower on a loan.

2. A monthly service charge of $8.00 will be charged for this account. If member has direct deposit into the Basic Checking account, the monthly service charge will be $5.00.