My Basic Checking is the perfect place to start if you need a second chance at getting a handle on your daily finances.
Overdrawing your checking account could happen for many reasons, ranging from direct deposit delays to simple math mistakes. American Eagle FCU offers two types of overdraft protection that can clear your checks even if your account is short of funds. If you have questions, call our Member Contact Center at 800.842.0145.
1. Dormant fee charged annually for a Checking account that has not had activity in one(1) year or more and has a balance less than $100.00. The account will be closed when it reaches $0.00 balance. Inactivity fee charged monthly for Savings and Checking only, with combined balances of less than $100.00, no activity for six (6) consecutive months, account holder is age 22 or older, and account holder is not a borrower on a loan.
2. A monthly service charge of $8.00 will be charged for this account. If member has direct deposit into the Basic Checking account, the monthly service charge will be $5.00.
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