American Eagle FCU’s Branches, Video Teller Machines, and Member Contact Center will close at 12:30PM on Wednesday, October 4, 2023, for an Employee Celebration. Online and Mobile Banking will be available. Thank you for your understanding.
Learn more about our new Bill Pay system by visiting the link.
If you have an American Eagle Financial Credit Union account with direct deposit, you could get your payment up to two days early. There is no need to sign up. You will automatically receive your payment early. It's that simple!
Open a Checking Account and set up a direct deposit to get your recurring payment up to two days early. Take advantage of this opportunity by opening a Checking Account today. Once you set up your direct deposit, there is nothing that you have to do to enroll. See your deposits pending when you sign up for Online/Mobile Banking.
Open a Checking Account
Here's the quickest way to get your payroll direct deposit, pension payments, Social Security payments and tax refunds into your American Eagle FCU account. Our Direct Deposit Authorization form is inside our Switch Kit, along with other useful tools.
To sign up for direct deposit into your American Eagle FCU account, provide the following information to your payroll, pension, or Social Security office:
View the “Member Account Information Booklet” for terms and conditions of this service.
What is Early Direct Deposit?
Answer: Early Direct Deposit is a free service that American Eagle FCU provides its members, giving members access to their pay up to two days early. There's no enrolling or activating. All you need to do is set up a direct deposit into your American Eagle FCU account. If we receive your direct deposit information from your employer early, we will deposit your pay into your account—up to two days early.
How do I enroll in Early Direct Deposit?
Answer: That's the great part–we'll do the work for you! Once we receive your direct deposit information from your employer, we will deposit the funds into your account, and you will be automatically enrolled!
How do I know if I'm enrolled in Early Direct Deposit?
Answer: You can sign up for alerts in Online/Mobile Banking that will let you know each time your pay is deposited early.
How do I set up Direct Deposit?
Answer: Here's the quickest way to set up your direct deposit. Fill out the Direct Deposit Authorization form and give it to your employer.
What if I change jobs?
Answer: If you change jobs, you will need to set up direct deposit through your new employer.
What if I don't want to be enrolled in Early Direct Deposit?
Answer: If you don't want to be enrolled in Early Direct Deposit, you can visit your local branch or call the Contact Center at 800.842.0145.
How long after I set up a direct deposit will it take to start receiving my payment early?
Answer: Depending on your employer, it could happen right when you enroll in direct deposit. However, in some cases, it may be longer.
Why did I receive my direct deposit early last payday but not this payday?
Answer: Employers don't always submit their direct deposit information at the same time each pay period. For example, one pay period, they may submit it one day early, and the next they may submit it two days early. Unfortunately, we don't have control over the timing. However, you can enroll in alerts to notify you when you receive your direct deposits early.
I have a recurring direct deposit with American Eagle FCU, why am I not receiving my pay early?
Answer: If you aren't seeing your payment early, that could mean that your employer is not submitting your direct deposit information in advance of your payday. This service is completely dependent on direct deposit information being submitted early.
What kind of direct deposits can I get early?
Answer: The direct deposit must be recurring. Payroll direct deposit, pension payments, Social Security payments, and tax refunds.
It is our discretion to make the funds available for deposit, upon notification of payor, up to two (2) days before receipt of actual funds from the payor. This service will be reflective of your account history. Earlier availability of direct deposits is dependent on the timing of your payor’s payment instructions, fraud prevention overlays, and other restrictions, such as limits on the amount and frequency of direct deposits to your account. We do not guarantee early availability of any direct deposits, and eligibility of a direct deposit for early availability may change between pay periods. Any direct deposit that is not posted early will otherwise be made available according to our funds availability schedule. Even after we have made funds available to you and you have withdrawn the funds, you remain responsible and liable if any deposit to your account is returned, rejected, or otherwise uncollected by us. We reserve the right to conclude the early availability of direct deposit at our sole discretion and without any further notice to you. You may opt out of Early Direct Deposit at any time by calling 800.842.0145.
Get in touch with a Representative
You'll need the following information to get started:
If you opened your account in a branch, you will have a purple card with your Account Number written on the back in your opening package.
If you opened your account online, a confirmation page would have been presented with a link containing your Account Number.
If you cannot find your Account Number, please call our Member Contact Center at 800.842.0145 and be prepared to answer security questions and provide your ID.
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