Personal/Student Rates

Rates as of December 1, 2016

Personal Loans
Maximum Term   Annual Percentage Rate*
12 months As low as: 3.99%
24 months As low as: 4.49%
36 months As low as: 4.99%
48 months As low as: 5.99%
60 months As low as: 6.99%

*Includes 0.25% rate discount with automatic payment from an American Eagle FCU Checking account. The rate will be determined by your credit history and term selected. May not be combined with other promotional rates or offers. Minimum loan amount is $500 and maximum loan amount is $25,000. Excludes refinance of existing AEFCU debt. Other terms governed by Credit Union Lending Policy.

Student Loans  
  Variable Rate Term in Months  Annual Percentage Rate
Private Undergraduate* As low as: 240 or 300 6.00%
Private Graduate Business* As low as: 240 or 300 6.00%
Private Consolidation* As low as: 180 6.00%
*Minimum Annual Percentage Rate is 6.00%.

Important Information

  • Rates subject to change without notice. 
  • These rates include a 0.25% discount for automatic payment from an American Eagle Financial Credit Union Checking account.

Statement of Billing Rights. For all loan types except Personal, Education, and VISA®, the Credit Union will acquire a security interest in the property purchased/pledged under the plan.