Personal/Student Loan Rates

Rates as of April 14, 2014

Spring Loan Special*
Term   Annual Percentage Rate*
1 - 60 months Fixed 5.00%*

*Annual Percentage Rate effective March 21, 2014 through June 2, 2014, and subject to change without notice. Requires automatic payment from an American Eagle FCU Checking account. Minimum loan amount is $500. Maximum Loan amount is $25,000. Payment example: $18.89 per month per $1,000 borrowed for 60 months. Rate without automatic payment from an American Eagle FCU Checking account is 5.25%. Excludes refinance of existing American Eagle FCU debt. Other terms governed by Credit Union Lending Policy.

Debt Consolidation Loan
Maximum Term   Annual Percentage Rate*
36 months As low as 6.25%
48 months As low as 7.25%
60 months As low as 8.25%
*Includes 0.25% rate discount with automatic payment from an American Eagle FCU Checking account. The rate will be determined by your credit history and term selected. May not be combined with other promotional rates or offers. Proceeds must be used for debt consolidation paid directly to another creditor. Minimum loan amount is $500 and maximum loan amount is $25,000. Payment example: $24.06 per month per $1,000 borrowed at 7.25% APR for 48 months. Excludes refinance of existing AEFCU debt. Other terms governed by Credit Union Lending Policy.
Personal Loans
Maximum Term   Annual Percentage Rate
24 months As low as: 9.00%
36 months As low as: 9.50%
48 months As low as: 10.00%
60 months As low as: 10.50%
Student Loans  
  Variable Rate Term in Months  Annual Percentage Rate
Private Undergraduate* As low as: 240 or 300 6.00%
Private Graduate Business* As low as: 240 or 300 6.00%
Private Consolidation* As low as: 180 6.00%
*Minimum Annual Percentage Rate is 6.00%.

Important Information

  • Rates subject to change without notice. 
  • These rates include a 0.25% discount for automatic payment from an American Eagle Federal Credit Union Checking account.

Statement of Billing Rights. For all loan types except Personal, Education, and VISA®, the Credit Union will acquire a security interest in the property purchased/pledged under the plan.