Personal/Student Rates

Rates as of October 1, 2017

Personal Loans
Maximum Term   Annual Percentage Rate*
60 months As low as: 5.99%

Payment example: $5,000.00 loan at 5.99% APR for 60 months is equal to a monthly payment of $96.64. Minimum loan amount is $500 and maximum loan amount is $30,000.

Student Loans  
  Variable Rate Term in Months  Annual Percentage Rate
Private Undergraduate* As low as: 240 or 300 6.00%
Private Graduate Business* As low as: 240 or 300 6.00%
Private Consolidation* As low as: 180 6.00%

Payment example: $20,000.00 loan at 6.00% APR for 180 months is equal to a monthly payment of $168.77. Minimum Annual Percentage Rate is 6.00%.

Important Information

  • Rate determined by your credit history and term.
  • Rates subject to change without notice.
  • Annual Percentage Rate includes a 0.25% rate discount with Auto Pay from an AEFCU checking account.
  • May not be combined with other promotional rates or offers.
  • Excludes refinancing of existing AEFCU debt.
  • Other terms governed by Credit Union Lending Policy.

Statement of Billing Rights. For all loan types except Personal, Education, and VISA®, the Credit Union will acquire a security interest in the property purchased/pledged under the plan.