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Personal/Student Rates

Rates as of January 1, 2018

Personal Loans
Maximum Term   Annual Percentage Rate*
12 months As low as: 1.99%
24 months As low as: 2.99%
36 months As low as: 3.99%
60 months As low as: 4.99%

*APR= Annual Percentage Rate based on credit score and term of loan. Rates effective November 1, 2017, through January 31, 2018. Programs, rates, terms, and conditions are subject to change without notice. Subject to credit approval. AEFCU Membership required and lowest published rate includes 0.25% rate discount for automatic payment from an AEFCU Checking account. Payment example: $2,000.00 loan at 1.99% APR for 12 months is equal to a monthly payment of $168.60. Payment example: $2,000.00 loan at 2.99% APR for 24 months is equal to a monthly payment of $86.06. Payment example: $2,000.00 loan at 3.99% APR for 36 months is equal to a monthly payment of $59.14. Payment example: $2,000.00 loan at 4.99% APR for 60 months is equal to a monthly payment of $37.81. Other rates and terms available. Excludes refinance of existing American Eagle FCU debt. Other terms and conditions may apply as governed by American Eagle Financial Credit Union Lending Policy.

Student Loans  
  Variable Rate Term in Months  Annual Percentage Rate
Private Undergraduate* As low as: 240 or 300 6.00%
Private Graduate Business* As low as: 240 or 300 6.00%

Payment example: $20,000.00 loan at 6.00% APR for 180 months is equal to a monthly payment of $168.77. Minimum Annual Percentage Rate is 6.00%.

Important Information

  • Rate determined by your credit history and term.
  • Rates subject to change without notice.
  • Annual Percentage Rate includes a 0.25% rate discount with Auto Pay from an AEFCU checking account.
  • May not be combined with other promotional rates or offers.
  • Excludes refinancing of existing AEFCU debt.
  • Other terms governed by Credit Union Lending Policy.

Statement of Billing Rights. For all loan types except Personal, Education, and VISA®, the Credit Union will acquire a security interest in the property purchased/pledged under the plan.