Auto Rates

Rates as of May 1, 2016

Auto Loan Rates   Annual Percentage Rate
Model Year Term in Months As Low As:
2016 - 2017 1 - 72 1.99%
2016 - 2017 73-84 3.99%
2013 - 2015 1 - 72 1.99%
2013 - 2015 73-84 3.99%
2010 - 2012 1 - 72 3.49%
2009 and Older 1 - 60 Call 1.800.842.0145,
ext. 5111

Rate determined by your credit history. Rates subject to change without notice. Annual Percentage Rate includes a 0.25% rate discount with Auto Pay from an AEFCU checking account.
Minimum loan amount is $2,000. Excludes refinancing of existing AEFCU debt. Other terms governed by AEFCU Lending Policy.

 

First Time Auto Buyer Maximum Loan Amount   Annual Percentage Rate
New Auto  Fixed
60 months $25,000 9.99%
Used Auto (Model Years 2009 - 2016) Fixed
60 months  $20,000 9.99%
Used Auto (Model Years 2008 and Older) Fixed
60 months  $20,000 12.99%

No risk based pricing. No Auto Pay Discount. Maximum LTV=90% excluding tax, license, and dealer adds. Other underwriting restrictions apply.

Important Information

  • Managed Credit Program for Auto and Motorcycle Loans. The rate will be determined by your credit history and length of the loan.
  • Rates subject to change without notice.