Auto Rates

Rates as of February 1, 2016

Auto Loan Rates   Annual Percentage Rate
Model Year Term in Months As Low As:
2016 - 2017 1 - 72 1.89%
2016 - 2017 73-84 3.99%
2013 - 2015 1 - 72 1.89%
2013 - 2015 73-84 3.99%
2010 - 2012 1 - 72 3.49%
2009 and Older 1 - 60 Call 1.842.0145, ext. 5111

Rate determined by your credit history. Rates subject to change without notice. Annual Percentage Rate includes a 0.25% rate discount with Auto Pay from an AEFCU checking account.
Minimum loan amount is $2,000. Excludes refinancing of existing AEFCU debt. Other terms governed by AEFCU Lending Policy.


First Time Auto Buyer Maximum Loan Amount   Annual Percentage Rate
New Auto  Fixed
60 months $25,000 9.99%
Used Auto (Model Years 2009 - 2016) Fixed
60 months  $20,000 9.99%
Used Auto (Model Years 2008 and Older) Fixed
60 months  $20,000 12.99%

No risk based pricing. No Auto Pay Discount. Maximum LTV=90% excluding tax, license, and dealer adds. Other underwriting restrictions apply.

Important Information

  • Managed Credit Program for Auto and Motorcycle Loans. The rate will be determined by your credit history and length of the loan.
  • Rates subject to change without notice.


Do you know where you are purchasing the vehicle?

Are you purchasing the vehicle from a dealer on this list?

Preferred Dealer List as of October 2012
Acura by Executive North Haven   Hoffman of Simsbury West Simsbury
Acura of Avon Canton   Hoffman Porsche East Hartford
Acura of Berlin Berlin   Hoffman Toyota West Simsbury
Acura of Milford Milford   Honda of Watertown Watertown
Crowley Buick Kia Bristol   Langan Volkswagen Glastonbury
Crowley Chrysler Plymouth Bristol   Langan Volkswagen Vernon
Crowley Ford Plainville   Lia Honda Enfield
Crowley Volkswagen Plainville   Lia Hyundai Hartford
Enterprise Car Sales East Hartford   Lia Nissan Enfield
Executive Dodge Jeep Wallingford   Lia Volkswagen Enfield
Executive Honda Wallingford   Liberty Honda Hartford
Executive Jeep Nissan North Haven   Liberty Mazda Hartford
Executive Kia Wallingford   Manchester Honda Manchester
Fiat by Executive Wallingford   Monaco Ford Glastonbury
Gengras Chevrolet East Hartford   Mitchell Auto Group Simsbury
Gengras Chrysler Jeep Dodge East Hartford   Mitchell Dodge Simsbury
Gengras Fiat East Hartford   Mitchell Subaru Canton
Gengras Kia East Hartford   Old Saybrook Chrysler Dodge Jeep Old Saybrook
Gengras Volvo East Hartford   Papa's Dodge New Britain
Gengras Volvo Meriden   Schaller Acura Manchester
Hoffman Audi East Hartford   Schaller Honda New Britain
Hoffman Audi New London   Schaller Mitsubishi New Britain
Hoffman Ford East Hartford   Schaller Subaru Berlin
Hoffman H Lot East Hartford   Westbrook Honda Westbrook
Hoffman Lexus East Hartford   Westbrook Toyota Westbrook
Hoffman Nissan West Simsbury