The American Eagle FCU Auto Center is your one stop for everything you need to RESEARCH, REVIEW, BUILD, LOCATE, APPLY, and BUY a new or used vehicle. Test drive our AutoSMART service. It has all the tools to guide you through the car-buying process from start-to-finish. Research automobile makes and models. Read articles and reviews. Build a new car with a few clicks. Search and locate vehicles from our Preferred Dealer Network. Use the Smart Approval application to get pre-approved. Close the sale and drive away in your new car. Smartphone users check out the AutoSMART mobile app.
low rates and flexible terms
American Eagle FCU offers low rates and fast turnaround. Whether you're purchasing new or used, or refinancing from another lender, come to us first. We’ll get you on the road with trustworthy advice, flexible terms, and affordable payments. Qualified applicants may borrow up to 100% of the transaction (inculding tax and title) Terms and rates vary based on the model year requested.
Get pre-approved before you find a vehicle. Apply online, by phone, or in branch and get a loan decision in minutes or within 24 hours in most cases. Get a 0.25% loan rate discount with automatic payment from an AEFCU Checking account. There are no pre-payment penalties, which means you can make extra principal only payments at any time to reduce your loan term and total finance charges.
FIrst Gear - A First time auto loan Program
Are you ready to buy your first car? It can be pretty overwhelming, but our First Time Auto Loan Program is designed for those who have limited credit or no credit history at all. This auto loan comes with a competitive rate, easy to manage terms, and is an excellent opportunity to establish positive credit history. We’ll help you every step of the way and get you on the road in no time!
take the Auto Loan Refinance Challenge
Do you have an auto loan with another lender? We may be able to lower your monthly payment and save you money in interest charges by refinancing that loan to American Eagle FCU.
Go to americaneagle.org/autochallenge and answer a few simple questions about your current auto loan. Your responses will be submitted by secure email and kept confidential. A Loan Phone Center representative will contact you to discuss your options. Members who complete the online challenge and refinance that loan to American Eagle FCU, will receive a $50 Valero gas card.
loan phone center at your service
Members calling the Credit Union about a new auto loan will be directed to the Loan Phone Center. Employees in the Center are dedicated to explaining loan products, answering questions, quoting rates, prequalifying, taking applications, and scheduling loan closings.
Loan Phone Center Numbers
800.842.0145, ext. 5111
860.568.2020, ext. 5111
Loan Phone Center Hours
Monday, Tuesday, Wednesday, Friday: 8:00 a.m. to 5:00 p.m.
Thursday: 8:00 a.m. to 6:30 p.m.
Saturday: 8:30 a.m. to 12:30 p.m.
Sign Your Loan Agreement Without Visiting a Branch
Members who apply for an auto loan through our Loan Phone Center may be able to close their loan without visiting a branch using our DocuSign service. It’s fast, secure, and convenient. DocuSign allows you to provide a “digital” signature on your loan agreement. In many cases, you can apply, be approved, and close in the same day.
Enterprise Car Sales program
American Eagle FCU partners with Enterprise Car Sales of East Hartford, CT to offer low mileage vehicles at fair "no haggle" prices posted on every vehicle.
All vehicle pass a 109-point inspection by a certified ASE technician. and are backed by a 12-month/12,000 mile limited Power Train Warranty (2) and the Enterprise one-year roadside assistance program (3). Enterprise will even repurchase your vehicle, no questions asked, for the full amount within seven days or 1,000 miles (1). Ask for a free CARFAX® Vehicle History Report. Trade-ins are welcome.
Call Enterprise at 866.855.5217 or visit them at 411 Connecticut Blvd, East Hartford. Call or visit any Credit Union office for details or to be pre-approved before car shopping.
General Motors Preferred Member Pricing program
American Eagle FCU participates in a nationwide credit union program with General Motors called Invest in America. This program allows members to obtain preferred pricing on new GM vehicles typicaly reserved for GM suppliers. The discount applies to Chevrolet, Buick and GMC vehicles (excluding Cadillac). All GM dealers are aware of this credit union member discount program.
You will need to print a GM Authorization Code from the web site, lovemycreditunion.org. Select the GM preferred pricing link, print, and take the Authorization Code to any General Motors dealer. The Code is good for six months. All retail rebates and incentives still apply. You will be asked to show proof of your credit union membership (Debit Card, Credit Card, statement, etc.). Call or visit the Credit Union first to get pre-approved for an auto loan before shopping.
CARFAX® Vehicle History Reports™
Get the facts you need to make an informed used-car purchase decision. CARFAX® Vehicle History Reports provide valuable information about potential problems hidden in a vehicle's past that can jeopardize the safety, performance and resale value of a vehicle. CARFAX Vehicle History Reports™ are available on all used cars and light trucks model year 1981 or later. To request a report, click on the CARFAX® logo and enter the 17-digit Vehicle Identification Number (VIN).
Guaranteed Asset Protection Advantage
American Eagle FCU has teamed with Allied Solutions to offer Guaranteed Asset Protection Advantage. GAP Advantage covers your automobile for the difference between the book value of the car and the outstanding loan balance if the vehicle is stolen or damaged beyond repair. GAP Advantage also provides an additional member benefit of $1,000 toward the purchase of a new or used vehicle financed through American Eagle FCU.
GAP Advantage is an optional low-cost product available on new and existing member vehicle loans. At only $250, you'll find that American Eagle's cost is significantly lower than dealers coverage for the same protection. Contact a Credit Union representative for a quick and free GAP Advantage evaluation.
MEMBERS Auto Insurance Program
You trust American Eagle Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto & Homeowners Insurance Program.
• Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
• Receive fast, easy access to claims service 24 hours a day.
• Obtain a free, no-obligation quote.
For a free, no obligation quote, call 1.888.380.9287 or visit Members Auto & Home Insurance.
The MEMBERS Auto & Homeowners Insurance Program is made available by CMFG Life Insurance Company and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. Y0040_GHA082GH-0111