Fixed Rate Mortgage Loans

Rates as of: September 22, 2023

First time homebuyer program offers up to $1000 closing cost credit on qualified mortgages. Down payments as low as 3%.

Adjustable Rate Mortgage Loans

Rates as of: September 22, 2023

Adjustable Rate Jumbo Loans greater than $726,200 are also available.

*Annual Percentage Rate (APR) is determined by your credit history and term of loan.  Program, rates and terms are subject to change without notice.  Subject to credit approval.  Other terms governed by AEFCU Lending Policy. Payment example: $150,000 Loan at 7.375% for 360 months is equal to a monthly payment of $1,036.01.  This payment does not include taxes or insurance. APR assumes a 20% down payment. Mortgage loans with a loan to value in excess of 80% require Private Mortgage Insurance (PMI) and escrow of real estate taxes and homeowners insurance.  Consult tax advisor regarding tax deductibility. 

Adjustable Rate Mortgages Rates are subject to increase or decrease after closing. Changes in the index may cause your monthly payment to change.  Ask us about our index and margins. Variable rate shown above may include initial discount or premium.

Property types: 1-4 unit dwellings, condominiums (attached or detached), and PUD's (attached or detached), located in Connecticut or Massachusetts. Minimum loan amount = $50,000. Maximum loan amount = $2MM.  Call 860.568.2020, ext. 5105 for rates and details.