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Every time you use your debit or credit card, we give to a worthy organization.
You can always work at improving your current financial situation. Maybe this is your first time considering using a credit union or bank because you’ve been concerned about what you’ll need to do to qualify, or the cost of monthly fees. Or perhaps your financial situation changed and your credit is in need of repair. American Eagle FCU is committed to partnering with you, understanding your situation, and finding a way to get you on the path to financial freedom. Whether that means building savings, taking care of existing debt, or owning a home, we have options for your needs.
For your convenience, several of our products and services geared towards those new to a banking relationship, or looking to build or rebuild credit, are listed below. However, a member of our team at any of our branch locations or in our Contact Center, is happy to speak with you and guide you through the process.
Free Services With Your Account
New to banking? See below for What You Need To Open An Account.
Safe and affordable option for your first checking account. Plus, you can manage your account completely online so you'll never have to visit a branch.
Have you found yourself avoiding opening a checking account because of fees? Or worried that the total amount you’re paying could change each month? It can make it challenging to create and stick to a budget. Introducing Simple Checking – the account designed for your peace of mind with predictable monthly fees.
Also comes with:
Open your account online or visit your local branch to learn more. << I linked to Bottomline b/c Mari and Pam are working on that but it’s not in there yet
Here’s what you’ll you need to open your account.
For your added protection, you may be asked to verify security questions that only you would be able to answer throughout the account opening process. This helps to reduce your risk of identity theft.
Our Credit-Builder program is designed to help people who have little or no credit history build credit. Credit-builder loans do not require good credit for approval. They do require that you have enough income to make payments. We offer a credit-builder loan at 0% APR1 and provide you with the opportunity to take some financial education courses (in-person and online) to complete the program and even get up to a $500 bonus2!
This is a unique type of “loan” that helps you build credit or improve your credit score. It’s different from a traditional loan. With a traditional loan, the borrower typically receives the money upfront and pays the lender back over time. But with a credit-builder loan, the credit union holds the amount borrowed in a bank account (in this case a Certificate of Deposit or a “CD”) while the borrower makes fixed payments, therefore building their credit. The borrower (you) gains access to the loan amount at the end of the term, plus interest! Meaning the funds are received at the end and not up front.
While other financial institutions offer these types of loans, here’s what makes American Eagle’s Credit-Builder Loan different:
Credit-Builder Loan Qualifications
How It Works
Monthly Payment at 0% APR
(depending on loan amt)
Added Incentive – Get Up to $500 Bonus2
Everyone can be better served by taking time to understand and firmly establish healthy financial habits. American Eagle offers several free resources online here, and are available anytime and to anyone – even if you’re not a member.
See below for full details on the Credit-Builder loan and Financial Education class required to obtain a bonus. Print this handy checklist, too.
New to banking? Here’s what you’ll you need to open your account.
Your credit score may seem like a random number, but it provides financial institutions and other companies with a snapshot of how “creditworthy” you are, which can have a big impact on your life. Understanding how credit scores and reports work can help you achieve financial goals such as buying a home, leasing a car, or paying off debt. Our Financial Education classes are free and will give you the tools you need for financial success.
2022 Calendar - Check back for dates in the fall.
Credit-Builder Program Participants
For a limited time, you’ll get up to a $500 bonus2 when you complete the following:
In addition to the interest paid on your CD during the life of your loan, you must complete all of the above to be eligible for the bonus.
Get in touch with a Representative
You'll need the following information to get started:
If you opened your account in a branch, you will have a purple card with your Account Number written on the back in your opening package.
If you opened your account online, a confirmation page would have been presented with a link containing your Account Number.
If you cannot find your Account Number, please call our Member Contact Center at 800.842.0145 and be prepared to answer security questions and provide your ID.
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American Eagle FCU is not responsible for accuracy, security, content, or services offered by other websites; we encourage you to view privacy & security disclosures of all websites you visit as they may be different than those of American Eagle FCU.
Visit our site again soon.
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Como siempre, asegúrese de haber leído y entendido todos los términos y condiciones antes de elegir un producto y contáctenos si tiene alguna pregunta.