Dates for 2023 will be announced soon!

You can always work at improving your finances. And we’re here to help! Maybe this is your first time considering using a credit union or bank because you’ve been concerned about what you’ll need to do to qualify, or the cost of monthly fees. Or perhaps your financial situation changed and your credit is in need of repair, but you’re not sure where to start. American Eagle FCU is committed to partnering with you, understanding your unique situation, and finding a way to get you on the path to financial freedom.

For your convenience, several of our products and services geared towards those new to a banking relationship, or looking to build or rebuild credit, are listed below. However, a member of our team at any of our branch locations, in our Contact Center, or at our Video Teller Machines, is happy to speak with you and guide you through the process.

Other Loans/Loan Programs

Checking Accounts

Free Services With Your Account

New to banking? Here’s what you’ll you need to open your account.

  1. Visit your local American Eagle FCU branch, or you can open your account online (NOTE: Some accounts can only be opened inside a branch). For your convenience, you can make an appointment ahead of time, using the link on our homepage.
  2. First you’ll provide some basic information like your name, address, phone number and email address. If you’re under 18 years old, you’ll need to visit your local branch with a parent or guardian to open your account.
  3. Next you’ll give proof of your identification with your Social Security number, your date of birth, and a copy of your government issued ID such as a current driver’s license or a passport.
  4. Finally, you’ll need a way to add money to your new account. This can be done using account information or a debit card from another financial institution, or by bringing cash into your local AEFCU branch.

For your added protection, you may be asked to verify security questions that only you would be able to answer throughout the account opening process. This helps to reduce your risk of identity theft.

1. APR = Annual Percentage Rate. AEFCU Membership Required. Member allowed one Credit-Builder Loan per membership. Once all payments are made on your Credit-Builder Loan, you should see an improvement to your credit score, however results are not guaranteed.  Improvement in credit score is dependent on your specific situation and financial behaviors. This product will not repair credit, and negative credit history will not be removed from your credit report, as a result of this program. Any withdrawal from the CD during the term of the loan, or delinquent loan payments will terminate the Credit Builder program. Should you decide to cancel or prepay the loan, you must contact an AEFCU lending representative as soon as possible to request to close the loan. In all situations above, any principal payments that were made up until that point will remain in the CD until the end of the term, and interest earned will be forfeited. Standard CD early withdrawal penalty rates apply for closing the Certificate of Deposit early. Notification and closure must be completed before the loan is 30 days delinquent to avoid reporting of negative payment history. Additional terms and conditions apply.

2. 12-month credit-builder loan qualifies for up to a $100 bonus; 24-month credit-builder loan qualifies for up to a $250 bonus; 36-month credit-builder loan qualifies for up to a $500 bonus. Courses must be completed 30 days prior to loan payoff. Bonus will be paid within 60 days of final payment of loan and successful completion of the online courses as outlined. Online courses require a print out of the certificate of completion that can be emailed to: [email protected] or brought to any branch.