Auto Payment Protection

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Auto Payment Protection

Reduce the financial burden on your family

If you have an auto loan with American Eagle FCU, you can get protection that ensures your loan will be paid if you're disabled or in the event of your death. You also can add specialty insurance if your car is stolen or totaled in an accident, and an option that extends your vehicle's warranty. These options provide peace of mind for you and your family, and the charges can be rolled into your regular loan payments as a low, monthly fee.

Credit Disability and Credit Life Insurance¹
Protection for your family’s finances.

If something were to happen to you, your family doesn’t need additional worry about how to pay your debts. Credit Disability and Credit Life Insurance may help make your loan payments in the event of disability or death. Which means an easier time for the people you love. Enjoy the security that comes with being protected. Ask a credit union loan representative about Credit Disability and Credit Life today. Need to file a claim? Click here to submit.

Guaranteed Asset Protection (GAP) Plus²
Fair market insurance value isn’t always fair. There may be a gap.

If your vehicle is deemed a total loss due to an accident or theft, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. GAP may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss. GAP Plus can help reduce your next loan at the credit union, making it easier to get the replacement vehicle you’ll need. For more information, talk to your credit union loan representative.

Mechanical Repair Coverage³
Essential protection against unexpected repair costs.

Mechanical Repair Coverage may help limit unexpected covered repair costs as your vehicle ages, potentially saving your budget from future unexpected repair costs. What’s more, it can be used at any authorized repair facility in the U.S. or Canada. Protect yourself from unexpected costly repairs - Talk to a credit union loan representative or visit your local branch to find out what Mechanical Repair Coverage Plan is right for you.

Already have a loan or car you want to protect? To research, compare and buy Mechanical Repair Coverage for a vehicle you already have, visit here or call 866.779.5539.

1. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-PO

2. Your purchase of MEMBERS CHOICE™ Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid.

GAP purchase from state chartered credit unions in FL, GA, IA, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee.

GAP purchase from state chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee.

GAP purchase from state chartered credit unions in IN may be without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee.

3. Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.

MRC-2341946.3-0521-0623 CUNA Mutual Group ©2021, All Rights Reserved

Auto Payment Protection

Credit Disability and Credit Life Insurance1 Protection for your family’s finances.

Guaranteed Asset Protection (GAP) Plus2 Fair market insurance value isn’t always fair. There may be a gap.

Mechanical Repair Coverage3 Essential protection against unexpected repair costs.

Credit Disability and Credit Life Insurance¹
Protection for your family’s finances.

Guaranteed Asset Protection (GAP) Plus²
Fair market insurance value isn’t always fair. There may be a gap.

Mechanical Repair Coverage³
Essential protection against unexpected repair costs.