Mortgage Options That Can Help Get You Home

Worried that it will take you years to save up to buy a home? American Eagle FCU is happy to reduce the waiting time by offering a wide range of financial benefits to first-time home buyers.

  • As low as 3% down on conventional mortgages
  • Low mortgage insurance payments
  • $1,000 credit towards closing costs

You have a household budget. Your mortgage payments have to fit into that. We offer several attractive Fixed- and Adjustable-Rate Mortgages that can help you control your monthly costs.

  • Fixed-rate mortgages
  • Three adjustable-rate options available
  • Loan servicing for life of the loan

If you have a growing family or are looking to move into a neighborhood with higher housing values, we have mortgages that are just the right size.

  • 60-day rate locks available
  • As low as 5% down on mortgages under $636,150.
  • Get pre-qualified for loan before choosing a home

Many people are happy in their current homes, but see the benefits of shopping for a new loan. American Eagle FCU may be able to save you money or provide easier repayment terms.

  • Conventional loan options offer competitive rates
  • Low closing costs
  • Cash-out options that can put money in your pocket
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Mortgage OptionsProduct DifferentiatorMinimum Down PaymentMaximum Loan AmountMortgage Insurance
Calls To Action

First-Time Home Buyer Mortgages

We make it easier to buy your first home.

Financial Assistance 3.00% $1,500,000 Yes, if <20% down

Fixed- and Adjustable-Rate Mortgages

Choose from various loans with fixed and adjustable rates to fit your needs.

Best Fixed Rates vs. Lowest Short-Term Rates 5.00% $424,100 (2-4 units can be higher) Yes, if <20% down

Jumbo Loans

Our competitive options help you with mortgages in excess of $424,100.

Increased Purchase Limit 5.00% $1,500,000 (primary) Yes, if <20% down

Home Refinancing

Our rates can help you save on a mortgage refinance.

Lower Monthly Payment 5.00% $424,100 (2-4 units can be higher) Yes, if <20% down

Loans are subject to credit approval. Other terms and conditions may apply as governed by American Eagle Financial Credit Union Lending Policy.