*APR = Annual Percentage Rate. Promotion is available from February 1, 2019, through May 30, 2019. 3.75% fixed APR the first 12 months of account opening. After the introductory period, the APR will be a variable rate based on The Wall Street Journal Prime Rate plus a margin of +.25%. APR may increase after 12 months due to changes in the Prime Rate. The Prime Rate is published by The Wall Street Journal. The Prime Rate is variable and, as it changes, the APR on your line of credit will also change. APR is determined by adding the prime rate plus a margin. The margin is based on credit history and term of loan. (Prime Rate is 5.50% as of January 1, 2019)

Offer subject to credit approval and borrower eligibility. Programs, rates, terms, and conditions are subject to change without notice. Promotional rate assumes a combined loan to value (CLTV) of up to 85% and platinum  or A credit score 720 or above. Maximum APR that will apply during the life of the loan is 18%. Floor rate is 3.49%. Minimum loan amount = 10,000. Maximum loan amount = $250,000. Inactivity fee of $32 applies if the line of credit is not used in any 12-month period.

AEFCU membership required. Offer valid on new lines of credit only (no refinancing of current AEFCU home equity lines of credit). Other terms and conditions may apply as governed by American Eagle Financial Credit Union Lending Policy. Consult a tax advisor regarding the deductibility of interest.