*APR = Annual Percentage Rate.  The Prime Rate is published by The Wall Street Journal. The Prime Rate is variable and as it changes, the APR on your line of credit will also change.  APR is determined by adding the prime rate plus a margin.  The margin is based on credit history and term of loan.  (Prime Rate is 4.50% as of January 1, 2018)

Promotion is available from January 1, 2018, through April 30, 2018. Prime - .50% is available for the first 12-months of account opening. After the introductory period, the APR will be a variable rate based on the Wall Street Journal Prime Rate plus a margin of +.25%.  APR may increase after closing due to changes in the Prime Rate.  Offer subject to credit approval and borrower eligibility. Programs, rates, terms and conditions are subject to change without notice. Promotional rate assumes a combined loan to value (CLTV) of up to 85% and platinum credit score 760 or above. Maximum APR that will apply during the life of the loan is 18%. Floor rate is 3.49%.  Minimum loan amount = $10,000. Maximum loan amount = $250,000.  Inactivity fee of $32 applies if the line of credit is not used in any 12 month period.

AEFCU membership required. Offer valid on new lines of credit only (no refinancing of current AEFCU home equity lines of credit). Other terms and conditions may apply as governed by American Eagle Financial Credit Union Lending Policy. Consult a tax advisor regarding the deductibility of interest.