News & Events

Equifax Data Breach - What Our Members Need To Know

Equifax recently experienced a data breach that has potentially affected 143 million Americans. As a consumer and a member of the credit union, we want you to be aware of this situation.

What happened?

Equifax experienced a significant data breach, exposing the personal information of some U.S. consumers, including confidential personal data like Social Security numbers.

Where can I get additional information about the breach?

Equifax’ full statement on the incident is available here: Equifax stated they will send direct mail notices to consumers whose credit card numbers or dispute documents with personal identifying information were impacted.

Does AEFCU have any relationship with Equifax?

Yes, Equifax is one of the credit bureaus that we report information to for credit reporting, on a monthly basis. We do not have information about any AEFCU members who have been impacted; it is important for members to access Equifax resources directly to determine if they have been affected.  Equifax is offering complimentary credit file monitoring and identity theft protection for impacted consumers.  

What is Equifax doing to help affected consumers?

Equifax is offering complimentary one-year credit file monitoring and identity theft protection for impacted consumers.  The offering, called TrustedID Premier, includes 3-bureau credit monitoring of Equifax, Experian and TransUnion credit reports; copies of Equifax credit reports; the ability to lock and unlock Equifax credit reports; identity theft insurance; and Internet scanning for Social Security numbers.

How do I know if I’m impacted by the breach:

Equifax has established a dedicated website: to help consumers determine if their information has been potentially impacted and to sign up for credit file monitoring and identity theft protection. Equifax recommends that consumers with additional questions visit the website or contact their dedicated call center at 866-447-7559, which the company set up to assist consumers.

What else should I watch for?

Remain diligent and watch for misleading emails and phone calls. Generally, there is an increase in scam attempts associated with these types of breaches.  Contact us if you have any other questions. We are here to help you make the most of your money, including protecting it!

Other Resources

 The Federal Trade Commission provides useful information about the data breach.