Unemployment - Makes a monthly payment of 4% of the balance if the  Primary Cardholder becomes involuntarily unemployed (loss of job, strike, or layoff) for 30 days or more. Benefits are limited to nine monthly payments

Disability - Makes a monthly payment of 4% of the balance if the Primary Cardholder becomes disabled for 30 days or more.*

Life - Pays the account balance in full if either the Primary Cardholder or the insured Co-Cardholder should die, up to $10,000.*  

The monthly premium for this coverage is 59 cents* per $100 of credit card balance and is added to the cardholder's balance at the end of the statement cycle, when there is a balance.

Credit card holders may sign up for the insurance when they receive a new card or during the open enrollment period in April and October. 

* Some restrictions apply. All coverage terminates at age 71. Coverage is not available to members in the state of New York. All benefits are payable up to the sum of the outstanding balance at the time of loss or $10,000, whichever is less.